{"id":10226,"date":"2025-09-09T15:56:38","date_gmt":"2025-09-09T13:56:38","guid":{"rendered":"https:\/\/finestresbcn.com\/?p=10226"},"modified":"2025-09-29T16:35:16","modified_gmt":"2025-09-29T14:35:16","slug":"fons-next-generation-per-a-canviar-finestres-en-cataluna-programes-3-i-4-terminis-requisits-i-impacte-fiscal","status":"publish","type":"post","link":"https:\/\/finestresbcn.com\/ca\/fons-next-generation-per-a-canviar-finestres-en-cataluna-programes-3-i-4-terminis-requisits-i-impacte-fiscal\/","title":{"rendered":"Fons Next Generation canvi de finestres a Catalunya"},"content":{"rendered":"<p>Est\u00e0s pensant a canviar les finestres del teu habitatge i vols saber si existeixen ajudes? Els <a href=\"https:\/\/www.mivau.gob.es\/vivienda\/ayudas-europeas-rehabilitacion-edificios-viviendas\"><b>Fons Europeus Next Generation<\/b><\/a> ofereixen subvencions molt interessants per a millorar l&#8217;efici\u00e8ncia energ\u00e8tica dels habitatges a Catalunya. Dins d&#8217;aquest pla destaquen dos programes clau: el <b>Programa 3<\/b> i el <b>Programa 4<\/b>, que cobreixen espec\u00edficament el <a href=\"https:\/\/finestresbcn.com\/ca\/subvencio-canvi-de-finestres-2025-a-catalunya-guia-completa\/\">canvi de finestres<\/a>.<\/p>\n<p>En aquest article t&#8217;expliquem <b>fins quan es poden sol\u00b7licitar<\/b>, quins s\u00f3n els <b>requisits<\/b>, l&#8217;impacte <b> fiscal<\/b> i com aprofitar al m\u00e0xim aquestes ajudes.<\/p>\n<h2><b>Qu\u00e8 s\u00f3n els Fons Next Generation per a finestres?<\/b><\/h2>\n<p>Els Fons Next Generation formen part del Pla <b> de Recuperaci\u00f3, Transformaci\u00f3 i Resili\u00e8ncia<\/b>, impulsat per la Uni\u00f3 Europea. El seu objectiu \u00e9s millorar la sostenibilitat dels edificis, reduir el consum energ\u00e8tic i ajudar les fam\u00edlies a estalviar en les seves factures. El canvi de finestres \u00e9s una de les actuacions m\u00e9s sol\u00b7licitades perqu\u00e8 <b>redueix la p\u00e8rdua d&#8217;energia, millora el confort de la llar i revalora l&#8217;habitatge<\/b>.<\/p>\n<h2><b>Programes 3 i 4: en qu\u00e8 es diferencien?<\/b><\/h2>\n<h3><b>Programa 3 \u2013 Rehabilitaci\u00f3 en l&#8217;\u00e0mbit d&#8217;edifici<\/b><\/h3>\n<ul>\n<li>Dirigit a <b>comunitats de propietaris, cooperatives o administracions p\u00fabliques<\/b>.<\/li>\n<li>Exigeix una <b>reducci\u00f3 m\u00ednima del 30% en consum d&#8217;energia prim\u00e0ria no renovable<\/b>.<\/li>\n<li>Inclou obres de major abast: fa\u00e7ana, coberta, instal\u00b7lacions t\u00e8rmiques i tamb\u00e9 <b>canvi de finestres<\/b>.<\/li>\n<li>Ajudes que poden arribar fins al 80% <b> del cost<\/b> si s&#8217;aconsegueix un alt nivell d&#8217;efici\u00e8ncia energ\u00e8tica.<\/li>\n<\/ul>\n<h3><b>Programa 4 \u2013 Rehabilitaci\u00f3 en l&#8217;\u00e0mbit d&#8217;habitatge<\/b><\/h3>\n<ul>\n<li>Pensat per a <b>propietaris individuals o arrendataris<\/b> en habitatges habituals.<\/li>\n<li>Requereix una <b>reducci\u00f3 m\u00ednima del 7% en la demanda energ\u00e8tica<\/b> de calefacci\u00f3\/refrigeraci\u00f3 o una <b>reducci\u00f3 del 30% en consum d&#8217;energia prim\u00e0ria no renovable<\/b>.<\/li>\n<li>Subvenci\u00f3 del 40% <b> del cost de l&#8217;actuaci\u00f3<\/b>, amb un m\u00e0xim de <b>3.000 \u20ac per habitatge<\/b> (m\u00ednim de 1.000 \u20ac de despesa per a poder sol\u00b7licitar-la).<\/li>\n<li>Termini de <b>12 mesos per a executar i justificar l&#8217;obra<\/b>.<\/li>\n<\/ul>\n<h2><b>Fins quan es poden sol\u00b7licitar aquestes ajudes?<\/b><\/h2>\n<ul>\n<li><b>Programes 3 i 4 a Catalunya<\/b>: convocat\u00f2ries obertes fins al 31 <b> de desembre de 2025<\/b>.<\/li>\n<li><b>Programa 4 a nivell estatal<\/b>: vigent fins al 30 <b> de juny de 2026<\/b>.<\/li>\n<li>\u00c9s probable que hi hagi <b>pr\u00f2rrogues<\/b> m\u00e9s enll\u00e0 de 2026, ja que l&#8217;execuci\u00f3 de fons est\u00e0 sent baixa i la Comissi\u00f3 Europea ha flexibilitzat els terminis.<\/li>\n<\/ul>\n<p><b>Consell:<\/b> no esperis a l&#8217;\u00faltim moment. El pressupost \u00e9s limitat i pot esgotar-se abans de la data oficial de tancament.<\/p>\n<h2><b>Requisits per a accedir a les ajudes<\/b><\/h2>\n<h3><b>Qui pot sol\u00b7licitar-les<\/b><\/h3>\n<ul>\n<li>Programa 3: comunitats de propietaris, cooperatives i administracions p\u00fabliques.<\/li>\n<li>Programa 4: propietaris, usufructuaris o arrendataris d&#8217;habitatges habituals.<\/li>\n<\/ul>\n<h3><b>Actuacions subvencionables<\/b><\/h3>\n<ul>\n<li>Substituci\u00f3 de finestres per models d&#8217;altes prestacions energ\u00e8tiques (<b>trencament de pont t\u00e8rmic i doble\/triple envidrament<\/b>).<\/li>\n<li>Obres que millorin l&#8217;envolupant t\u00e8rmica i redueixin la demanda energ\u00e8tica.<\/li>\n<\/ul>\n<h3><b>Import de l&#8217;ajuda<\/b><\/h3>\n<ul>\n<li>Programa 3: fins a un <b>80% del cost<\/b>, segons estalvi aconseguit.<\/li>\n<li>Programa 4: <b>40% del cost<\/b>, amb un m\u00e0xim de <b>3.000 \u20ac per habitatge<\/b>.<\/li>\n<\/ul>\n<h2><b>Impacte fiscal: com afecten aquestes ajudes en l&#8217;IRPF?<\/b><\/h2>\n<p>A m\u00e9s de la subvenci\u00f3 directa, els beneficiaris poden obtenir avantatges fiscals:<\/p>\n<ul>\n<li><b>Deducci\u00f3 en l&#8217;IRPF d&#8217;entre el 20% i el 40%<\/b>, amb un m\u00e0xim de <b>5.000 \u20ac a l&#8217;any<\/b>.<\/li>\n<li>En molts casos, aquestes ajudes <b>no tributen com a guany patrimonial<\/b>, la qual cosa augmenta el seu atractiu.<\/li>\n<li>Si es combinen subvenci\u00f3 + deducci\u00f3 fiscal, l&#8217;estalvi pot arribar al 60\u201370% <b> del cost real<\/b> del canvi de finestres.<\/li>\n<\/ul>\n<h2><b>Preguntes sobre subvencions per a canviar finestres a Catalunya<\/b><\/h2>\n<h3><b>Quina difer\u00e8ncia hi ha entre el Programa 3 i el Programa 4?<\/b><\/h3>\n<ul>\n<li>El <b>Programa 3<\/b> finan\u00e7a actuacions en edificis complets.<\/li>\n<li>El <b>Programa 4<\/b> est\u00e0 enfocat en habitatges individuals.<\/li>\n<\/ul>\n<h3><b>Fins quan puc demanar l&#8217;ajuda <\/b><a href=\"https:\/\/finestresbcn.com\/ca\/subvencio-canvi-de-finestres-2025-a-catalunya-guia-completa\/\"><b> per a finestres<\/b><\/a><b>?<\/b><\/h3>\n<ul>\n<li>Programes 3 i 4 a Catalunya: fins al 31 <b> de desembre de 2025<\/b>.<\/li>\n<li>Programa 4 en l&#8217;\u00e0mbit estatal: fins al 30 <b> de juny de 2026<\/b>.<\/li>\n<\/ul>\n<h3><b>Quin percentatge de subvenci\u00f3 em poden donar?<\/b><\/h3>\n<ul>\n<li>Programa 3: entre el 40% i el 80%, segons l&#8217;estalvi aconseguit.<\/li>\n<li>Programa 4: el 40%, amb un m\u00e0xim de 3.000 \u20ac.<\/li>\n<\/ul>\n<h3><b>Necessito un <a href=\"https:\/\/finestresbcn.com\/ca\/com-pujar-la-lletra-del-certificat-energetic-canviant-les-finestres\/\">certificat energ\u00e8tic<\/a> per a demanar l&#8217;ajuda?<\/b><\/h3>\n<p>S\u00ed, \u00e9s obligatori presentar un certificat energ\u00e8tic abans i despr\u00e9s de l&#8217;obra.<\/p>\n<h3><b>\u00c9s compatible amb altres ajudes?<\/b><\/h3>\n<p>S\u00ed, es pot combinar amb deduccions fiscals i amb ajudes addicionals d&#8217;alguns municipis (per exemple, fins a 3.000 \u20ac extra a Barcelona).<\/p>\n<blockquote><p>Els <b>Fons Next Generation<\/b> s\u00f3n una oportunitat \u00fanica per a <b>canviar les teves finestres amb una subvenci\u00f3 de fins al 40% i deduccions fiscals de fins al 40% addicionals<\/b>. En <a href=\"https:\/\/finestresbcn.com\/ca\/\"><b>Finestres BCN<\/b><\/a> t&#8217;ajudem a triar les finestres m\u00e9s eficients perqu\u00e8 aprofitis al m\u00e0xim aquest finan\u00e7ament europeu. <b>No ho deixis per a dem\u00e0: contacta amb nosaltres i comen\u00e7a ja el teu projecte de renovaci\u00f3 amb els Programes 3 i 4.<\/b><\/p><\/blockquote>\n","protected":false},"excerpt":{"rendered":"<p>Est\u00e0s pensant a canviar les finestres del teu habitatge i vols saber si existeixen ajudes? Els Fons Europeus Next Generation ofereixen subvencions molt interessants per a millorar l&#8217;efici\u00e8ncia energ\u00e8tica dels habitatges a Catalunya. Dins d&#8217;aquest pla destaquen dos programes clau: el Programa 3 i el Programa 4, que cobreixen espec\u00edficament el canvi de finestres. En [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":10225,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","inline_featured_image":false,"footnotes":""},"categories":[131],"tags":[],"class_list":["post-10226","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-eficiencia-energetica-ca"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Fons Next Generation canvi de finestres a Catalunya | FinestresBCN<\/title>\n<meta name=\"description\" content=\"Descobreix com canviar les teves finestres amb les ajudes Next Generation a Catalunya. 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